When you apply for life insurance, your life insurance application goes through a process called underwriting. Underwriting is when your insurance risk is evaluated. Approval and costs are based on your risk class. You can often receive instantaneous life insurance coverage. Just be aware that the coverage amount may be limited as well as more expensive with simplified underwriting. Curious to know more? #benefitstower #lifeinsurance #insurance #healthinsurance#insuranceagent #financialplanning #homeinsurance#businessinsurance #financialfreedom #family#insurancebroker #lifeinsuranceagent #investment#insuranceagency #money #life #retirement #business#finance #financialadvisor #entrepreneur #retirementplanning#health #protection #financialliteracy #insurancepolicy