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Group Insurance

Assist your team and business with Employee Benefits

Design a robust employee benefits program to recruit top talent and foster long-term retention

As the cost of benefits increases and employee demands evolve, we create tailored benefits programs that balance your company’s budget with your team’s needs.

What Are Employee Benefits in Insurance?

Employee benefits in the insurance industry refer to a package of non-wage compensation that employers offer to their employees, in addition to their regular salary. These benefits are designed to support employees’ health, financial security, and overall well-being. Employers typically partner with insurance companies or brokers to provide these benefits as part of their overall compensation package.

Coverage we offer:

  • Group Health Insurance
  • Group Vision
  • Group Dental
  • Group Voluntary Benefits

Group Health

Group health insurance is an employer-sponsored benefit that provides medical coverage to employees and their families at more affordable rates than individual plans. Businesses can choose from options such as PPOs, HMOs, or high-deductible health plans paired with HSAs.

Group Health Insurance is vital for businesses

Offering group health insurance helps attract and retain top talent, supports employee well-being, and strengthens your company’s overall benefits package. Providing quality health coverage shows employees they’re valued and gives businesses a competitive edge in today’s job market.

Tax savings opportunities for employers who offer benefits

Group health insurance isn’t just good for your employees, it’s good for your bottom line as well. As an employer, the premiums you pay are entirely tax-deductible. And if you run a small business, you could be eligible for a tax credit worth up to half of what you spend on premiums.


Group Vision

Give your team the gift of clear vision with group coverage designed for them

Group vision insurance is an employer-sponsored benefit that gives employees access to affordable eye exams, glasses, and contact lenses, often at lower costs than individual plans. Coverage options may include PPO or discount-style plans that support both routine eye care and vision correction.

A deeper look at what vision insurance can do for you

Regular eye exams do more than just check your vision. They can reveal early warning signs of serious health conditions, including glaucoma, cataracts, high blood pressure, diabetes, heart disease, and high cholesterol — giving you a head start on protecting your overall health.

Offering group vision insurance helps improve employee well-being, increases productivity, and makes your benefits package more attractive to current and future talent. Adding vision coverage is a simple, cost-effective way for businesses to show they care about their team’s health and satisfaction.


Group Dental

Keep your team smiling with group dental coverage tailored for your business

Group dental insurance is a benefit offered by businesses to provide employees with affordable access to dental care, typically at lower rates than individual plans. Coverage options may include PPO or HMO-style plans that cover preventive care, basic services, and major procedures.

Understanding the dental benefits available to your workforce

From preventive care to complex procedures, dental plans offer broad coverage, including cleanings, exams, X-rays, fillings, root canals, orthodontic treatment for children, and emergency care when employees are away from home.

Offering group dental insurance is important because it helps attract and retain talent, promotes employee health, and boosts overall workplace satisfaction. With the right dental benefits in place, businesses can support their teams while strengthening their benefits packages cost-effectively.


Group Voluntary Benefits

Give your team access to valuable coverage through cost-effective voluntary benefits

Group voluntary benefits are optional, employee-paid benefits that businesses can offer alongside core health coverage, giving employees more choice and financial protection. These benefits may include dental, vision, life insurance, disability, accident, and critical illness coverage. Offering voluntary benefits is important because it enhances your overall benefits package at little to no cost to the employer and helps employees customize coverage to fit their needs. For businesses, voluntary benefits are an easy way to boost employee satisfaction, retention, and competitiveness in the job market.

Group voluntary benefits are optional, employee-paid benefits that businesses can offer alongside core health coverage, giving employees more choice and financial protection.

What is included in Group Voluntary Benefits

These benefits may include dental, vision, life insurance, disability, accident, and critical illness coverage. Offering voluntary benefits is important because it enhances your overall benefits package at little to no cost to the employer and helps employees customize coverage to fit their needs.

For businesses, voluntary benefits are an easy way to boost employee satisfaction, retention, and competitiveness in the job market.

Office: (732) 662-3533 | Email: info@benefitstower.com
Address: 296 Amboy Ave. Metuchen, NJ 08840 (By appointment Only)

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